When you grow up in a certain town or city, you don't necessarily think of whether or not your hometown is a good place to live or not; it's just what you know. When you get older, however, you realize there are certain factors that decide if a certain area is a good area to live in.

Factors such as crime rates, public school rankings, unemployment play into whether or not a place is a good one to live in. Activities and entertainment to do in a town and city also is a factor.

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Money Inc recently created a list of the worst places to live in New York State for 2021 and a few places made the list in Western New York. Niagara Falls, for example, came in at number 18. One made the top five, in fact.

Here are the 15 worst places to live in New York State.

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