Over the last few years, Buffalo has been one of the hottest real estate markets in the country. Take the fact that it's relatively affordable to live in the Buffalo area and couple that with the reality that our housing prices are pretty cheap when compared to other cities in America. Once you account for the residual impacts of the COVID-19 Pandemic causing there to be lower than normal housing inventory, that's houses that are available to buy and have the perfect scenario to create a red hot market with increasing prices.

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While all of these things can make it incredibly difficult for those looking to buy their first house. Having to compete in this market when you don't really know what you are doing puts a lot of folks at a disadvantage. Even though the home-buying season hasn't started yet, it's never too early to get on the road to becoming a homeowner. Especially with all of the price increases we've seen, Western New York is still one of the most affordable places to buy a house.

The good thing is that there are quite a few government organizations and non-profit organizations that specialize in helping people become first-time homebuyers. They help in quite a few ways, like helping people get their credit together, educating them on the home-buying process, and even proving some financial help like down-payment assistance.

Here is a list of the top local first-time homebuyer programs, based on information made available by the US Department of Housing and Urban Development:

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BELMONT HOUSING RESOURCES FOR WNY, INCORPORATED

2393 Main St, Buffalo, New York

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HOMEFRONT, INC. / BROADWAY-FILLMORE NHS, INC.

780 Fillmore Ave, Buffalo, New York

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NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) BUFFALO, NY

135 Delaware Ave Ste 102, Buffalo, New York

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BUFFALO URBAN LEAGUE, INC.

15 Genesee St, Buffalo, New York

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CCCS OF BUFFALO, INC.

40 Gardenville Pkwy Ste 300, Buffalo, New York

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NEIGHBORWORKS COMMUNITY PARTNERS

479 16th St, NIAGARA FALLS, New York

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PATHSTONE CORPORATION

301 North St, BATAVIA, New York

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CHAUTAUQUA OPPORTUNITIES, INCORPORATED

10825 Bennett Rd, Dunkirk, New York

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