Whether you're looking to retire and road trip around the country or are considering a form of alternative living, buying an RV can be a pretty exciting yet important financial decision to make.

For this week's Money Minute, I'm joined by Justin Jageman from Good Neighbors Credit Union to talk about what you need to ask yourself before you actually commit to purchasing an RV.

First, you need to keep in mind that this is a big decision. Buying an RV falls somewhere between purchasing a home or new car, so really think about whether or not that is an investment you're willing to make.

Next, you should consider how term lengths and credit score will impact the interest rate on the RV. Also take into account additional costs such as maintenance, insurance, fuel, and storage, because those can all add up over time.

Thinking about buying an RV?

In my opinion, there's no better place to start than by going to Good Neighbors Credit Union. The process is so simple and they'll even help with financing if you already have a pre-existing RV.

Stop by one of their two branches — 251 Grant St. in Buffalo or 30 Brunswick Rd. in Depew — or visit them online at www.goodneighborscu.com to get started today.