There are things that we can all probably agree on...sandflies in the Summer in WNY serve no useful purpose and are probably an instrument of car washes. We don't need a greeting or welcome screen on an ATM, it just takes up more time...and Robocalls are the most annoying thing since the creation of the busy signal (remember those)...
Over 50 million Americans owe more than a trillion and a half dollars on student loans in the U.S., reportedly the largest source of consumer debt in this country.